
Project financing for your digital project
Invest agilely and profit smartly with IT leasing
elio is about more than just high-performance online shops - we facilitate the financing of your e-commerce project! Together with IT leasing partners such as abcfinance and MMV Leasing, we offer you flexible financing solutions so that you can realise your digital project with the financial freedom you need. Invest smart and make your business fit for the future - get started now with elio.
What is IT leasing?
IT leasing is a form of financing where you use software and hardware resources over a certain period of time without buying them outright. Instead, your company pays regular leasing instalments to a lessor.
At the end of the lease term, you have various options, including returning, extending the lease or purchasing the leased software or IT equipment.
Differences between IT leasing and buying
When procuring new software or hardware, you are often faced with the decision of whether to lease or buy. Each option has financial and operational implications that can have a significant impact on a company's strategic planning and resource allocation.
These are the main differences between IT leasing and purchasing:
IT leasing thus offers a modern and flexible alternative to purchasing IT software and IT equipment and helps you to keep your IT infrastructure up to date at all times, without high immediate investments and with predictable monthly instalments.
What can IT leasing include?
IT leasing offers a wide range of options for equipping and updating your company's infrastructure. These include, among others:

Software leasing with elio
At elio, you benefit from the option of leasing software. Especially when setting up an online shop, which requires significant investment and fast innovation cycles, we support you with renowned IT leasing providers such as abcfinance and MMV Leasing. Together, we offer customised financing solutions and enable you to set up your e-commerce infrastructure flexibly.
Software leasing providers: abcfinance and MMV Leasing
At elio, we are convinced that, especially in economically challenging times, targeted investments are crucial in order to be fit for the future. That is why we rely on proven partnerships with leading software leasing providers. This collaboration ensures that our customers always have access to the best financing solutions to effectively modernise their IT infrastructure and strengthen their competitive position.

Leasing: Flexible financing of software for your company with abcfinance
abcfinance is an established leasing company based in Cologne that is independent of banks and manufacturers and is part of the Werhahn Group from Neuss. Since its foundation in 1976, the company has specialised in providing tailor-made leasing and factoring solutions for SMEs. Together with abcbank, a specialised credit institution of the Werhahn Group, abcfinance offers optimal refinancing options for receivables from leasing and factoring transactions.
For companies, abcfinance offers flexible financing solutions that go far beyond traditional leasing offers.
- Small amounts from € 500 can be financed.
- If required, up to 200% of the costs for services and other expenses can also be covered. This enables comprehensive project financing that covers all relevant aspects of an IT project.
- Another advantage is the rent-free lead time, which gives companies financial room for manoeuvre in the first one to six months after signing the contract. This makes it easier to introduce and use new technologies or solutions before the first leasing instalments are due.
- abcfinance is also characterised by fully digitalised settlement processes, which lead to quick decisions and enable projects to be implemented efficiently. This digitalisation supports companies in reacting flexibly to market changes and adapting their IT infrastructure as required.
With abcfinance, you can easily finance elio's products and services. Software leasing from abcfinance allows you to use our innovative products and services without burdening your liquidity. This creates financial leeway for investments in modern software solutions that make a decisive contribution to efficiency and competitiveness. Overall, abcfinance not only offers a reliable financing solution, but also many years of expertise and excellent service tailored to the specific needs of SMEs.
Software leasing made easy - with MMV Leasing
MMV Leasing is a leading financing and leasing specialist for mobile assets and is your reliable partner for long-term investment projects. Part of the MMV Group, which also includes MMV Bank, the company has established itself as a major player in the field of SME financing over a history spanning more than 70 years.
MMV Leasing offers customised financing solutions for the efficient use of IT systems that go far beyond pure hardware. Especially when introducing new software solutions (such as e-commerce systems), which often run over longer project periods and are billed in instalments, MMV Leasing provides support with flexible leasing options such as software leasing, hire purchase or loans. These offers are designed to optimise your individual needs and financial framework conditions.
MMV Leasing is also characterised by customer-oriented advice and fast decision-making processes that enable companies to implement their projects efficiently and strengthen their competitiveness.
As a long-standing partner of elio in the field of software leasing, MMV Leasing offers you the opportunity to utilise elio products and services via its financing solutions. This allows you to expand your IT infrastructure with the necessary financial flexibility and adapt your technological equipment to changing requirements.

Personalised advice and support for your software leasing
As your reliable partner in the field of software leasing and e-commerce financing, we are here to help you find the perfect financing solution for your e-commerce projects. Our aim is to offer you customised advice and comprehensive support that is precisely tailored to your individual needs and requirements.
Our services for you:

We are here for you: As a partner of renowned leasing experts, we are your competent contact for all questions relating to the financing and leasing of your e-commerce and software projects. Let us work together to find the optimum solution for your company.
Your contact person
Do you have questions about our services or about elio? We are here for you! Simply write to us using the contact form and we will get back to you as soon as possible.